Rs. 40,000 Premium Prize Bond Profit Rate Calculator
Estimate gross and after-tax profit for Rs. 40,000 Premium Prize Bonds using the fixed 2.80% biannual rate configured for this calculator.
Calculator reviewed: 9 October 2026Calculate your biannual profit
Quick profit table at the fixed 2.80% rate
| Bonds | Investment | Gross / payout | Filer estimate | Non-filer estimate |
|---|---|---|---|---|
| 1 | Rs. 40,000 | Rs. 1,120.00 | Rs. 952.00 | Rs. 784.00 |
| 5 | Rs. 200,000 | Rs. 5,600.00 | Rs. 4,760.00 | Rs. 3,920.00 |
| 10 | Rs. 400,000 | Rs. 11,200.00 | Rs. 9,520.00 | Rs. 7,840.00 |
| 25 | Rs. 1,000,000 | Rs. 28,000.00 | Rs. 23,800.00 | Rs. 19,600.00 |
| 100 | Rs. 4,000,000 | Rs. 112,000.00 | Rs. 95,200.00 | Rs. 78,400.00 |
How the estimate works
Gross biannual profit = bond value × number of bonds × 2.80%. The rate is fixed on this page. The tax selection is applied to estimated profit, not invested principal.
This is an educational estimator, not financial advice or an official payment statement. Confirm the rate applicable to your bond or payment period before relying on the result.
For current notices, see the National Savings FAQs and State Bank Premium Bond notices.
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Frequently asked questions
What rate does this Rs. 40,000 calculator use?
This page uses a fixed 2.80% biannual rate. Users can change bond quantity and tax status, but cannot change the rate.
How much gross profit does one Rs. 40,000 bond earn at 2.80%?
At the fixed 2.80% rate, one bond produces an estimated gross biannual profit of Rs. 1,120.00.
Does this calculator guarantee the amount?
No. It is an estimator based on the stated rate and tax choice. Your bank and the official rules determine the credited amount.