📈 Premium Profit Calculator

Premium Prize Bond Profit Calculator

Calculate the six-monthly profit on your Rs. 25,000 or Rs. 40,000 Premium Prize Bond, see both payout dates for the year, and download the result as a PDF.

🧮 Tax Calculator 💰 Prize Money Calculator 📈 Premium Profit Calculator
Leave as 0 if you don't hold any of this denomination
Leave as 0 if you don't hold any of this denomination
Used for both denominations if you're calculating together

Investment Details

Total Investment (Combined)
Date of Issue

Profit Breakdown (Per Six-Month Period)

Profit Rate (per Six-Month Payout)
Total Profit Amount (Gross, Combined)
Tax Status
Total Tax Amount Deducted
Net Profit Amount (Per Six-Month Payout)

💠 Profit Distributed Twice a Year

Premium Prize Bond profit is paid out twice every year — once six months after the date of issue, and again on the anniversary of the date of issue. Each payout uses the same calculation shown above.

First Profit Date
6 months after date of issue
Second Profit Date
12 months after date of issue (anniversary)

Recurring pattern: profit falls around and every year for as long as the bond is held.

This calculator currently uses a profit rate of 2.71% per six-month payout — the full 2.71% is credited each time, not an annual rate split in half. Tax is deducted from the profit only — never from your principal — at 15% for filers and 30% for non-filers. Profit is distributed twice a year: the first payout falls six months after your date of issue, and the second falls on the anniversary of your date of issue — then the cycle repeats every year the bond is held.